is a form of fraud in which the scammer uses a means of electronic
communication, such as email or text messaging, in an attempt to obtain personally identifiable information. If you receive an email or
text message from a source you do not know, do not click on any links or
respond to the message. The Farmers State Bank will never contact
our customers via email or text messaging requesting confidential
information, such as account numbers, passwords or PINs. If you
receive such a request, please notify us immediately.